About this template

A ready-to-use spreadsheet for forecasting the money moving in and out of your business over the next 12 months. Built for South African SMEs preparing a funding application or simply trying to see a cash shortfall coming before it happens.

Fill in your expected income and expenses month by month, and the template calculates your running balance automatically, so you can see exactly which months are tight.

What's inside

• A 12-month income and expense forecast sheet, pre-formulated
• A running cash balance calculator that flags shortfall months
• A summary chart you can drop straight into a funding application
• Worked example, so you can see it filled in before you start